A German court has ruled that a Munich restaurant’s insurer must pay out a claim for losses caused by the state-imposed COVID-19 lockdown earlier this year, the first prominent such case in Germany in which the court found in favour of the plaintiff.

There are hundreds of similar lawsuits pending after many insurers in Germany, including Allianz ALVG.DE, refused to pay businesses for lockdown losses, arguing that while effects of other pandemics would have been insured, COVID-19 had not been named specifically in the terms and conditions.

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